Procedures and Services

For the purposes of this insurance, THIRD PARTY, also known as Injured, is any natural or legal person other than the Policyholder or Insured, their spouses and relatives within the fourth degree of consanguinity and second of affinity, people who live with the Insured or Policyholder, without any financial benefit, the partners, administrators, managers, employees and people who, in fact or in law, depend on the Policyholder or Insured, while acting within the scope of said agency. Damage to a third party is understood as: Damages to the property of others: those accidentally caused by the insured vehicle to the… Read More

Travel Insurance to Cuba is aimed at all foreign and Cuban travelers residing abroad who enter the country. This insurance is mandatory from May 1, 2010 following the publication on February 26, 2010 in the Official Gazette of Agreement 6774 of the Executive Committee of the Council of Ministers of the Republic of Cuba, requiring all travelers, foreigners and Cubans residing abroad for their entry into the country who have an insurance policy with coverage for medical expenses issued by recognized insurance entities in Cuba. At the points of entry into the country, the sale of these policies will be… Read More

The Travel Insurance abroad is designed to provide financial protection to those people who are going to make trips whose origin is Cuba and the destination is a foreign country and who, within the period of its duration, have the need to incur certain expenses for the occurrence of any of the following risks: COVERED RISKS: A) Medical expenses due to illness or accident: The Insurer bears the medical-surgical, dental, pharmaceutical and hospitalization expenses, incurred as a result of a sudden illness or accident, that are appropriate to the nature of the illness or injury suffered. and to the circumstances… Read More

The Agricultural Goods Insurance covers all short and long cycle crops, as well as permanent plantations of coffee, cocoa, sugar cane, banana, fruit trees, flowers and their productions. Protection is provided to the following assets: Tobacco, vegetables, grains, rice and food crops. Coffee and cocoa Planting sugar cane Sugar cane Banana Protected crops Citrus Fruit trees Seedbeds Nurseries Forestry Organoponics Temporary flower cultivation Permanent plantations Promotion of permanent plantations By insuring these assets, they are protected against damages or losses caused by or as a result of Cyclone (Depression, Tropical Storm, Hurricane), windsock, tornado, flood, heavy rains, hail, drought, fire,… Read More

The Livestock Goods Insurance covers the deaths and sacrifices of the animals, as well as the loss of their ability to fulfill the purpose to which they were intended at the time of signing the contract, provided that they occur due to or as a consequence of weather risks, diseases or from thirty (30) days after the entry into force of the insurance and accidents. The following are also covered: Choking, pathological delivery, tympanism and operative and postoperative complications, provided that these interventions have been carried out by veterinary personnel. Within this modality, extensions of coverage or additional coverage are… Read More

This insurance covers the goods of the agricultural sector against damages caused by: Cyclone, tornado, windsock, flood, heavy rain, hail, fire, explosion, seismic phenomena, collapse, falling objects and aircrafts. In some lines, specific risks can be covered such as: civil liability and crash and overturn. These are offered for the following assets: Houses, Ranches and Chambers of Curing tobacco Finished production Machinery, Equipment and Transportation Buildings and facilities Tobacco stocks Greenhouse Structures and Blankets Electronic Equipment Breakage of Machinery In some products such as Machinery, Equipment and Transportation, Electronic Equipment and Machinery Breakage, the risks covered are specific according to… Read More